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The Warren Group provides foreclosure information for Massachusetts, New Hampshire, Connecticut and Rhode Island. Now, all foreclosure records for all four states include property and assessment information as well as sales and mortgage history. Currently, for Massachusetts, we offer foreclosure auctions, petitions to foreclose, sheriff sales, and lis pendens; for New Hampshire, we provide foreclosure auctions; for Connecticut, we provide lis pendens; and for Rhode Island, we provide foreclosure auctions.
While we have foreclosure information in Massachusetts and Connecticut dating back to 1993, only foreclosure records collected since August 2004 include property and assessment information. We have foreclosure information for Rhode Island beginning in May 2005.
Definitions:
Foreclosure Auction
The public sale of mortgaged property. It usually indicates a default in the repayment of a mortgage loan. Such a sale may result from a decree of a court, or from the lender's power of sale as contained in the mortgage; the proceeds from the sale are used to satisfy the debt owed to the mortgagee (the lending institution) by the mortgagor (the borrower). Prior to the sale, public notice stating the time and place of the sale must be published where the property is located.
Petition to Foreclose
This is specific to Massachusetts. The filing of this document is the first indication that the property is in distress. The petition to foreclose process serves to notify interested parties through the publication of legal notices in local newspapers that the lender has asked for authority to foreclose the mortgage it holds on the property. Only parties who are protected under the Servicemembers Civil Relief Act of 2003, formerly the Soldiers' and Sailors' Civil Relief Act of 1940, may register objections to the proceedings. If the Land Court receives no objections, it will rule that the lender may proceed with the foreclosure processes described in the original mortgage deed.
Sheriff Sales
Sheriff Sales are abstracted from legal notices published in newspapers throughout the state. These give notice of public auction of real property in cases where the court has ordered the sale to satisfy a judgment in a lawsuit. The sale may occur at the property or in the office of the sheriff.
Lis Penden
This listing indicates a pending legal action against the property owner. It is NOT a guarantee of pre-foreclosure activity. However, the listings between a property owner and a mortgage lender most likely are.
REO Properties
This is a residential property most likely acquired as a mortgage repossession.
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